Payment Policy

Effective Date: March 13, 2025

At Spaartopin, we strive to provide a smooth and secure payment process for all of our customers. This Payment Policy outlines the accepted methods of payment, the process of making payments, and the steps for resolving any payment issues.

  1. Accepted Payment Methods
    We accept the following payment methods for online orders:

    • Credit and Debit Cards: Visa, MasterCard, American Express, Discover, and other major credit cards.
    • PayPal: Secure payments through PayPal.
    • Other Payment Options: We may offer additional payment options at checkout.

  2. Currency
    All prices on the website are in U.S. dollars (USD), unless otherwise indicated.

  3. Payment Authorization
    By placing an order, you authorize Spaartopin to charge your payment method for the total amount of your order, including applicable taxes and shipping fees.

  4. Secure Payment Processing
    All payment transactions are processed securely through third-party payment processors. We use encryption and secure gateways to protect your financial information.

  5. Order Confirmation
    After a payment is successfully processed, you will receive an order confirmation email with the details of your purchase. This email serves as acknowledgment of your order, but does not constitute an acceptance of the order.

  6. Pre-Orders and Back-Orders
    For pre-orders or back-ordered items, payment will be processed immediately upon order placement. Items will be shipped once they are in stock.

  7. Payment Failures
    If your payment fails, you will receive a notification and your order will not be processed until the issue is resolved. You will need to provide an alternative payment method to complete the transaction.

  8. Sales Tax
    Sales tax will be applied to all orders in accordance with local tax laws. The applicable sales tax amount will be calculated at checkout and included in the final price.

  9. Refunds and Chargebacks
    If there is a dispute over a payment, please contact us directly. Unauthorized chargebacks or payment disputes may result in the cancellation of your order and the suspension of future transactions.

  10. Payment Errors
    If you experience an error while making a payment, please contact our customer service for assistance. We will assist in resolving any issues promptly.

  11. Price Adjustments
    We do not offer price adjustments on previous purchases. Prices are subject to change, and promotions cannot be applied retroactively.

  12. Amendment of Payment Terms
    We reserve the right to update or modify this Payment Policy at any time. Any changes will be posted on our website with the updated “Effective Date.”